Supply Chain Specialty Categories
Who We Serve in the Trucking & Transportation Industry
Eagle National Trucking Insurance Services is a nationwide trucking insurance retail agency specializing in coverage for transportation businesses of all sizes. We help trucking companies, owner-operators, fleets, and freight-related businesses secure the protection they need to stay compliant, profitable, and safe on the road.
We work with trusted insurance carriers to deliver tailored solutions for:
Motor Carriers
Primary auto liability • Physical damage • Cargo coverage • Bobtail/NIL • General liability • Workers’ comp • Excess liability
We assist small and large carriers in meeting FMCSA requirements and protecting every unit in their fleet.
Freight Brokers
Freight brokers connect shippers with reliable carriers—and they face unique brokerage liabilities in the process. We source contingent cargo, contingent auto liability, general liability, and other specialized policies to protect brokers from unexpected exposure. By leveraging our national network of carriers, we help freight brokers stay compliant, competitive, and cost-efficient.
Freight Forwarders
Freight forwarders coordinate international and domestic shipping logistics. We provide access to tailored insurance solutions, including cargo coverage, customs-related insurance, warehouse legal liability, and freight forwarder liability. As a national retail broker, we ensure forwarders have the protection they need for global transport, consolidation, and end-to-end shipment management.
Owner-Operators & Independent Drivers
Affordable policies designed for independent drivers, leased operators, and new authorities.
We provide flexible coverage that meets DOT regulations and your freight broker's/customer's needs.
Freight & Logistics Companies
Warehouse liability • Broad cargo coverage • Commercial auto • Inland marine
For logistics operations that handle storage, movement, and coordination of freight.
Specialty Motor Carrier Sectors
Common Trucking Insurance Coverages:
Truck/Auto Liability (AL)
--- Common Limit: $1,000,000 ---
Trucking Auto Liability insurance covers bodily injury and property damage caused by commercial trucks during accidents. It’s a mandatory coverage for motor carriers, protecting both the public and the business from financial loss due to at-fault incidents involving company-owned vehicles on public roads.
Motor Truck Cargo (MTC)
--- Common Limit: $100,000 ----
Motor Truck Cargo insurance covers the loss or damage of freight transported by a for-hire trucker. It protects the carrier’s liability for cargo in transit due to theft, collision, fire, or other covered events, ensuring shippers are compensated and truckers meet contractual and regulatory obligations.
Physical Damage (PD)
--- Common Limit: Stated Value ---
Physical Damage coverage protects a commercial truck against damage from collisions, theft, vandalism, fire, and other covered events. It includes Collision and Comprehensive insurance, helping truck owners repair or replace their vehicles, regardless of fault, and is essential for leased or financed trucks.
Workers' Compensation (WC)
--- Common Limits: $1,000,000 / Accident, $1,000,000 / Policy, and $1,000,000 / Employee. ---
Workers' Compensation insurance provides medical benefits and wage replacement to employees injured on the job. It protects both employers and employees by covering work-related injuries or illnesses, helping businesses comply with state laws while reducing liability for workplace accidents.
General Liability (GL)
--- Common Limit: $1,000,000 /Occ. & $2,000,000 Agg. ---
Truckers' General Liability coverage protects trucking businesses from claims of bodily injury, property damage, and advertising injury that occur off the truck or outside of driving operations. It covers incidents at truck stops, loading docks, or during deliveries, providing essential protection beyond auto-related liabilities.
Umbrella or Excess Liability
--- Common Limit: $5,000,000 ---
Truckers Excess and Umbrella Liability coverage provides additional protection beyond the limits of primary policies like Auto Liability or General Liability. It helps cover large claims or lawsuits, ensuring your business is protected from catastrophic losses that exceed standard policy limits.
